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A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can…
First-Time Homebuyer’s Checklist
Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford…
Understanding Cash to Close
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing…
How to Get Preapproved for a Mortgage
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search…
5 Strategies to Save for a Home
Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still…
Expenses First Time Home Buyers Need to Save For
If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are…
How to Know When It’s the Right Time to Refinance
Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance isn’t just about chasing numbers. It’s about aligning your mortgage…
Why Waiting for the “Perfect Rate” to Refinance Might Cost You More
Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the “perfect” rate to appear before they act. It’s a common…
Why Buying Local Helps Everyone Thrive
Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part of a local ecosystem. Every dollar you spend, every service…
Supporting Local Businesses as a New Homeowner
Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or across the…
Understanding Your Mortgage Calculator Results
Turning Numbers Into Insights A mortgage calculator is a great tool for estimating monthly payments—but the real value comes from understanding what those numbers mean. When you enter details into…
How to Use a Mortgage Calculator to Plan Your Home Purchase
Why a Mortgage Calculator Matters Buying a home is one of the biggest financial decisions you’ll ever make—and it’s important to go in with a clear picture of what your…
