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A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can…
First-Time Homebuyer’s Checklist
Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford…
Understanding Cash to Close
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing…
How to Get Preapproved for a Mortgage
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search…
5 Strategies to Save for a Home
Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still…
Expenses First Time Home Buyers Need to Save For
If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are…
Should You Buy a Home and Renovate or Buy Move-In Ready?
When it comes to buying a home, one of the big decisions many buyers face is whether to purchase a fixer-upper and renovate or go for a move-in-ready property. Both…
How to Improve Your Mortgage Approval Chances
Getting approved for a mortgage is an exciting step toward homeownership, but it requires careful financial planning. Lenders look at various factors to determine your eligibility, and small improvements can…
How to Choose the Right Mortgage Lender or Broker
Choosing the right mortgage professional is a critical step in the home-buying process. Whether you work with a mortgage lender or a mortgage broker, the decision can impact your loan…
The Do’s and Don’ts of Applying for a Mortgage
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact…
How Rising Interest Rates Impact Your Homebuying Power
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how…
5 Tips for First-Time Homebuyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the…